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State support for small businesses in a year. Types and amounts of government subsidies for small businesses

According to static studies, 70% of people who want to start their own business do not get beyond talking.

And only 30% of the population have such serious intentions that they are ready to devote all their time to the development of a certain activity.

Importance of small business for the country

The development of the state economy largely depends on small business, since:

It is an important sector of the economy. These subjects tolerate external changes more easily. The general economic downturn in Russia in the early 1990s was offset precisely by such enterprises and their ability to quickly adapt to new market conditions. Government agencies could not cope with competition, as a result of which they collapsed or were subjected to privatization.
Small business is the main source of tax deductions. Small companies form budgets of different levels. They pay taxes to the budget, create jobs, provide the population with an opportunity to earn. By the way, this group taxpayers more reliable than representatives of big business.
Small businesses develop innovative technologies. Some organizations are interested in the development of new scientific and technological inventions. Such activities are welcomed by the state, so entrepreneurs can count on subsidies and additional subsidies.
They provide employment for people, which has a positive effect on the unemployment rate. A small number of employees contributes to team cohesion, which is not always observed in large enterprises. This increases work motivation and improved performance. No less important is the fact that socially unstable segments of the population, namely: youth, women, immigrants, etc., can apply for employment. It is here that you can get the necessary experience, climb the career ladder and fulfill yourself.

The main problems of entrepreneurs

An absolutely natural reaction of a person who has decided to engage in any new type of activity is fear. Just as a small child is afraid to take the first step, an adult is afraid of the unknown. Of course, it is impossible to completely get rid of fear, but it is necessary to reduce its boundaries. To do this, it is worth talking with a more successful entrepreneur, gaining experience from him.

Every person expects to receive good income. The main problem of many novice businessmen is the search for a money niche.

It is much more correct to devote oneself to the area in which a person has certain knowledge, skills and abilities, and in which he has an interest.

After determining a suitable niche, you need to think about where to start and which direction is the most correct. Of course, it will not be possible to complete everything without errors, but a thorough analysis is half the battle.

After the start of the activity, various questions begin to appear related to choosing the best, determining the optimal cost, attracting additional finance and their correct distribution. Communication with a successful businessman can solve problems.

Every entrepreneur must learn the "Pareto principle": 20% of actions lead to 80% of the result.

Consequently, only 20% are primary and important, and the remaining 80 cannot be called particularly significant. In general, all your efforts should be directed only to those actions that lead to results.

Another problem for novice businessmen is the lack of discipline. Before opening your own business, you need to make sure of your own burning desire, otherwise success is unlikely to be achieved.

What is the support?

Any developing project needs investments that can be asked from the state.

So, the government of Moscow is ready to provide half a million rubles to the newly opened business. This type of subsidy is a gratuitous provision of funds from the city budget to a legal entity or individual entrepreneur, which partially or fully reimburses the businessman's expenses.

Small and medium-sized companies that were registered no more than 2 years ago can apply for this subsidy to the Moscow government.

Financial support can be spent:

for the acquisition of the necessary funds for the conduct of activities;
for the arrangement and equipment of workplaces;
for the purchase of raw materials and necessary materials (no more than 30% of the total amount);
payment of rent payments.

Financial assistance from the state is provided in accordance with the following main condition: the bulk of the funds received must be spent on the needs of the company.

Types of subsidies and grants

In order to receive state subsidies, a novice entrepreneur must consistently perform the following steps:

Register with the job center.
Collect and provide the necessary package of documents confirming.
Submit a business plan to the employment agent detailing the goals that require state support.

This help granted once and only if the employment center has not coped with the selection of a suitable workplace for a person. The amount of the subsidy is equal to the amount of the annual unemployment benefit.

Another way to receive assistance is to submit documents to local authorities in accordance with the place of residence. The amount of support here is much larger, however, it is more difficult to get it - the competition is higher.

Federal subsidies are provided by the Fund for Assistance to Small Businesses in Science and Technology. The most beneficial programs include:

"Start". Any company that has been on the market for no more than 2 years and has not yet sold its product has the right to apply for participation (annual revenue should not exceed 0.3 million rubles). Research and development activities can be financed with a maximum of 6 million rubles. for 3 years.
The program is provided for several areas: biotechnology, innovative medicine, IT, development of innovative equipment and materials. After the entire amount of the subsidy has been paid, the annual revenue must increase to the amount of the assistance provided, and employees with a main place of work in the enterprise must be at least half of the total number of workers.
"Development". This program is intended for companies that form their own niche, have their own history scientific work and a certain level of cash flow. The program allows you to receive up to 15 million rubles, but not more than the amount of personal funds invested in activities. The assistance is aimed at increasing revenue and profitability.

Among departmental programs can be distinguished:

Two programs for the agricultural sector aimed at supporting farmers and developing livestock. Such grants can be spent on the construction of livestock farms, the purchase of animals, and the improvement of everyday life.
A program that seeks to support organizations engaged in high-tech manufacturing, as well as introducing science into various business processes. For allocation of funds, please contact the Ministry of Education.
The Ministry of Industry and Trade is responsible for the development of folk crafts. With state aid, it is possible to purchase raw materials, organize logistics and significantly advance the fishery. Enterprises that are not included in the list of organizations engaged in folk craft, which is supported at the expense of federal funds, cannot count on financing.

Within the framework of regional programs, a company that owes nothing to the state can count on the following assistance:

Subsidies for starting your own business. Anyone can apply for support entity or an individual entrepreneur who registered no more than 1 year ago. In Moscow, up to 500 thousand rubles are allocated, in the regions - up to 300 thousand. An increased subsidy can be issued to enterprises engaged in innovative activities. You can spend money on the acquisition of fixed assets, paying rent, providing jobs and purchasing raw materials.
Subsidies for the acquisition of fixed assets on lease. Each individual region has its own rules for issuing this amount: either for making a down payment, or for the full repayment of leasing debt, or for both purposes. The amount of assistance varies from 300 thousand to 10 million rubles. (the final amount depends on the cost of fixed assets).
Loan subsidies. Such assistance does not provide compensation for the body of the loan, its subject is part of the interest for the use of credit money.
Subsidies for participation in exhibitions- the region compensates the enterprise for the money spent on participation in such an event.

Many nuances various forms support are disassembled in the following video:

Where and how to seek help from the state?

Small businesses that need financial assistance must take part in a competitive selection. He needs not only to collect a package of statutory and registration documents, but also carefully fill out a special application, the information of which will be the basis for the selection of program participants.

Each significant criterion earns a certain score. Based on the results obtained, the most worthy candidate, who deserves the support of the state, is selected.

The main evaluation criteria include:

the number of jobs created;
efficiency for the budget (the amount of taxes and fees);
social level of business;
a number of other specific parameters.

A novice businessman must provide a carefully developed business plan with detailed information about the purpose of obtaining support, the main costs, the payback period and profitability.

In addition, an entrepreneur can apply for help to local governments, although the competitive basis here is much more pronounced, since many people want to get help, but the state cannot invest in everyone.

Latest innovations

Based on the current trends, we can safely say that there will be even more government programs aimed at supporting business. This area economy is considered the highest priority, so it is beneficial for the state to expand and enlarge it.

Several new solutions are aimed at the tax industry, labor relations, business insurance and the work of credit institutions.

The economic situation in the country is such that the state is forced to keep small entrepreneurs with a guaranteed demand for their goods and services. So, for example, a certain percentage of state purchases is legally established. institutions of goods from small businesses.

In accordance with the presidential decree, it is planned to form state corporation for small business development. The Agency for Credit Guarantees should form the basis of this organization. The main task of the corporation is to form a stable and long-term demand for goods offered by representatives of this business class.

In addition, the Ministry economic development instructed to develop a strategy aimed at developing a medium-sized business. The duration of this program is 15 years. In August 2015, only the first stage was completed. If successfully implemented, by 2030 small and medium-sized entrepreneurs will about 45% of the state's GDP instead of today's 21%.

Russia is becoming more and more attractive for doing business every year. In the World Bank's Doing Business ranking, the country ranks 35th among countries that create a favorable climate for launching and developing projects. In turn, Moscow investment attractiveness ranked second in the national rankings and fifth among European cities according to the international edition of the Financial Times.

A significant contribution to the development of the investment environment is made by both targeted state financing programs and small business assistance programs. In this article, we will tell you step by step about what support Moscow offers today to entrepreneurs for starting, running and developing their business:

Step 1. Registration. Consultations. Education. Choose one of the 15 Business Service Centers (TSUB), which are located in all districts of the capital and operate on the basis of the State Budgetary Institution "Small Business of Moscow". All services are provided free of charge. CUB specialists will help prepare documents for registration as individual entrepreneur(IP) or in the form of a limited liability company (LLC). Only for 2017 consulting support rendered to more than 80 thousand people. Aspiring entrepreneurs will be offered training at the MBM Startup School. The basics of starting and developing your own business successful entrepreneurs and professional business coaches can also be studied online - at the MBM Online Academy. There are two training programs available at the Academy - Start and Progress. The content of the training program is based on the best business practices and case studies that are relevant in business.

The CUB will also advise entrepreneurs on various business issues: labor and civil legislation, accounting. Here they can prepare an application for the transition of the enterprise to a simplified or patent taxation system.

Step 2. Choose a premise for doing business. Center staff can help you various options and talk about the lease on preferential terms of non-residential premises owned by the city of Moscow. To date, the initial preferential rental rate for such premises is 4.5 thousand rubles per sq. m. m per year and 1 thousand rubles per 1 sq. m. m per year for premises located in the basement. The Central Department Store will help with information about the availability of vacant premises in city technology parks. There are more than 30 technoparks with various industry specializations in the capital. In addition, if at the beginning of your business path you do not need large areas, you can get workplace in one of the six coworking centers of the State Budgetary Institution "Small Business of Moscow".

Step 3. Decide on funding. The specialists of the Central Bank of Ukraine will consult on the sources of obtaining financing for businesses at different stages of its development, they will invite entrepreneurs to visit special educational programs and events where representatives financial institutions. From the side of the city, the following types are carried out today financial support, all the details on them will be provided in the CUB:

Subsidy programs, among them are subsidies for compensation of interest rates on loans and lease payments, for compensation of expenses for the purchase of equipment, as well as for participation in congress and exhibition events, and others. If your organization meets the conditions and requirements for grants, you will be helped to prepare a set of documents and complete an application.
Warranty Support Program in the Capital Small Business Lending Assistance Fund. The Fund will help to attract credit to successful companies if they do not have enough own security (collateral) for creditors. You can apply to the Fund or through the CUB. An entrepreneur can independently apply to any of the fund's partner creditors, including 70 banks and 6 leasing companies. The guarantees of the Fund cover up to 70% of the loan. So, in the first five months of 2018 alone, thanks to this program, entrepreneurs received funding totaling more than 9 billion rubles. It is important to understand that without state support, the vast majority of these borrowers would have been refused by lenders.
Preferential long-term investment loans in the amount of 5 to 100 million rubles, for a period of up to 5 years, the Moscow Industry and Entrepreneurship Support Fund offers companies operating in the field of production, research or development software at a rate of 5% per annum, and for residents of technoparks and industrial complexes Moscow at a rate of 2% per annum.
Funding for start-ups in science and technology offers the capital's Venture Investment Development Fund. The Fund provides preferential loans to innovative projects that are at the earliest stages of development and registered in Moscow. To do this, the project initiator must attract funds from a private investor, and then apply for additional funding from the Fund. Today, 57 private investors work with the organization. The co-investor must invest from 50% to 200%, depending on the size of the loan of the Fund itself, which can range from 0.5 to 36 million rubles, respectively. Loan term - from 3 to 6 years with a repayment delay of up to 2 years.

Step 4. Entering the state order market. Moscow pays considerable attention to protecting the interests of small and medium-sized businesses when placing government orders: 90% of purchases are made in in electronic format. The Government of Moscow created a showcase of the city order, where 91 thousand suppliers are registered, of which 70% are SMEs, 15 million contracts worth 80 billion rubles have been concluded. On the portal, you can use the subscription service for purchases of a certain category. Participants of the state order can also receive microloans and guarantee support in the funds already mentioned above.

Step 5. Entering foreign markets. When production is established in the capital, you can safely think about it. The Moscow Export Center will advise on all issues of the export cycle, train foreign economic activity at the Moscow Export School, will help with promotion on the international electronic marketplace Alibaba.com, as well as with the international exhibition activities. In the latter case, the center can finance 100% of the costs of participation in the exhibition. One of the important tools for promoting Moscow manufacturers is a single export catalog, which contains more than 1.5 thousand commodity items from more than 500 metropolitan manufacturers. The Industrial and Guarantee Funds will also help with financing for export activities.

Step 6. If you encounter administrative barriers while doing business in Moscow, then in this case, the city will help protect your legal rights and interests, it will come to the rescue, where it operates hotline+7 495 620-20-45 SOS.SHTAB@site

Entrepreneurs can additionally receive information about these and other areas of support at special financial conferences held by the State Budgetary Institution "Small Business of Moscow" in the series "Finance for Growing Business" and #MoscowforBusiness, which can be registered on the portal mbm.ru

Starting your own business requires certain financial investments. Their size depends on the specifics of the planned activity, its scale, and the desires of the business owner himself. Not every novice entrepreneur has enough free Money to complete your project. To date, this problem is solved quite simply, in 2016 the state actively supports entrepreneurial initiatives and allocates various subsidies. Various small business support funds are also actively working, issuing grants to entrepreneurs. Finally, many banks offer business loans on favorable terms. We can confidently say that a powerful system of financial support for small businesses has now been created in Russia, and the entrepreneur only needs to understand the features of such financing and choose the most suitable option for himself.

Small business support in 2016 - state programs

The most affordable financial support option for small businesses are various government programs. In 2016, the authorities continued the previously launched areas of support, and also supplemented them with new types of business, for example, they began to support developers at the federal level mobile applications for smartphones.

For all state programs for subsidizing small businesses, there are several characteristic features to be met by the recipient of the grant:

lack of debt on taxes and fees;
level wages the company must be at least the industry average;
work in priority sectors. Traditionally, these include: Agriculture, manufacturing industry, nanotechnology and high-tech production, etc.;
the absence of foreign persons among business owners, as well as grants and other types of financial assistance from them.

State support programs are implemented at three levels:

Federal - focused on entrepreneurs from all over Russia. These programs are characterized by significant subsidies, but at the same time require the submission of large projects. Most federal programs provide for subsidizing projects that have already begun or the allocation of funds on the basis of partial co-financing. As practice shows, these state programs are already available for existing businesses that have a certain reserve of their own funds.
Regional - implemented within a certain subject of the federation. Their number and the amount of funding strongly depend on the possibilities of the region's budget. In some subsidized subjects of the federation, less than a dozen programs to support small businesses with funding of several million rubles are being implemented, while in large regions the number of programs can reach hundreds, and the amount of subsidy per business entity can reach ten million. Regional subsidies are aimed at supporting priority sectors of the economy for the region or region and stimulating the emergence of new companies in these areas.
Local (city and district) - implemented at the expense of the budgets of cities and regions to stimulate entrepreneurial activity. These programs can duplicate regional ones in their content, but with a smaller amount of funding. But the small size of the subsidy makes it possible to cover a larger number of entrepreneurs who receive money from the state and can support or develop their business. It is local programs that take into account the peculiarities of doing business in a particular locality and allow solving problems that are relevant for small businesses. For example, in all northern regions Krasnoyarsk Territory, Irkutsk region, where most of the goods are delivered by air, there are state programs to subsidize the delivery of goods by local entrepreneurs. In fact, the district budget reimburses fare owners outlets located in these remote areas. Thus, the business provides a low level of costs, and consumers receive goods at an acceptable cost.

State subsidies for business in most cases are free of charge, i.e. The money allocated for support is not required to be returned. But it should be borne in mind that these funds are targeted, so they can only be directed to the implementation of the announced projects. The exception is programs for the reimbursement of costs incurred, in which case the business has already invested its funds in the project, and the state compensates for the costs incurred.

Advice: In order to successfully qualify for subsidies at the regional and local levels, it is important to use other state support measures, for example, to seek free advice or receive training on entrepreneurship. State structures keep a record of entrepreneurs who are active in receiving assistance, and are always more willing to help the most active.

The goal of any state small business support program is to stimulate entrepreneurial activity in a particular place, as well as in the direction necessary for the economy. Ultimately, the business that received support should further benefit the state and society in the form of new jobs, solving certain problems with its activities, as well as replenishing the state treasury with taxes.

How to get a small business development grant in 2016

In 2016, many programs of state subsidies for small businesses are being implemented at all levels. To participate in a particular program, you must carefully study all the conditions and, if the business is suitable in all respects, submit an application.

Most state support programs provide for the provision of a specific business plan, for the implementation of which it is planned to use the funds. Most often, subsidies are provided on a competitive basis. Each business entity submits its project, and a commission of representatives of the authorities evaluates the proposals. Depending on the program, this evaluation either determines the projects eligible for funding or determines one winner. In the first case, the role of the commission is reduced to a formal assessment of the applicant for a subsidy to the stated requirements, and, in case of compliance, funds are provided to him. This option provides most subsidies to local and regional level. In the second case, the commission selects the most serious projects that have the highest chance of success. successful implementation. This is how large subsidies at the federal level are distributed, where the size of the subsidy can be several million rubles.

The declarative procedure is state funding for reimbursement of expenses incurred by small businesses. Most often, these are programs to compensate for interest on loans or lease payments, rent, expenses for participation in exhibitions or research and development work. The applicant for a subsidy must provide the administration with information on the costs incurred and, if he meets the parameters of the support program, the state will reimburse the costs incurred by him. For example, in 2016, in many regions, agricultural enterprises are reimbursed up to 25 percent of the cost of fuel and lubricants for the sowing campaign.

It is important to take into account such a feature of state programs of financial support for small businesses as restrictions on the time of its existence. Most of them are focused on First stage business, usually for up to three years. But in some priority areas there is no support for this period. For example, agricultural producers can count on financial assistance on the part of the state, almost all subsidy programs for this industry do not contain restrictions on the duration of the business.

In order to receive assistance to business from the state, it is necessary to ensure its full transparency. For example, or unpaid on time - will become a serious obstacle to the allocation of subsidies, as they show that the business is either operating inefficiently or evading taxes. Only companies and entrepreneurs who work honestly and are ready to develop not only for their own benefit, but also for society can count on state support.

How to get money for business from the state for free

Particularly stand out among the programs of state support for small businesses, those that are focused on start-up entrepreneurs. They allow you to start a business without your own start-up capital - the necessary funds are allocated by the state. There are such programs both at the federal level, for example, financing the self-employment of the unemployed, and at the regional and local levels.

Such programs provide that the applicant for support can prepare a business plan and receive a certain amount of money under it for the implementation of the project. In a number of cases, state support projects also provide assistance in creating their own business, for example, for self-employment of the unemployed, specialists from employment centers conduct training seminars on entrepreneurship, help prepare or IP, develop business plans taking into account local economic characteristics and wishes of future entrepreneurs.

Subsidies for starting your own business are free of charge, but a number of conditions must be met:

funds should be directed only to business;
the business must exist for at least a certain period: from one to three years;
during the entire agreed period, the entrepreneur must not allow the formation of arrears in taxes and contributions to extra-budgetary funds;
if the conditions of the program provide for the creation of jobs, then these jobs must be created under the agreed conditions.

As practice shows, almost all recipients of subsidies for creating their own business create a really working business that is successfully developing.

The amount of the subsidy for starting a small business in 2016

Almost any person interested in this can receive help from the state to create a business. The official unemployed have the greatest chances; in 2016, the federal program to promote self-employment continues. Under the terms of this program, you can receive 58,800 rubles to start your own business, in addition, in a number of regions, the state also reimburses the costs of registration, for example, reimbursement of costs for state duty, registration services of lawyers, production of seals or letterheads strict accountability, costs for .

There are also programs to help start-up entrepreneurs at the level of individual cities and regions. The amount of the subsidy for such programs ranges from fifty to three hundred thousand rubles. As a rule, these funds are issued to business entities within six months from the date of registration for the acquisition of fixed assets or the creation of specialized jobs for quota categories of workers, disabled people, minors. In order to receive such assistance, in addition to a business plan, certain conditions are often required, for example, the entrepreneur or head of a legal entity must complete specialized entrepreneurship courses.

Of course, the money allocated under such programs is not enough to create a big business, but even such start-up capital can help create a life's work that will allow you to find yourself.

Grants for starting a business for start-up entrepreneurs in 2016

Assistance to small businesses is not limited to state support measures; in 2016, many non-state funds that provide grants to start-up entrepreneurs successfully continued their work.

These funds are created by investment companies, banks, large financial and industrial holdings. Today in Russia there are more than a hundred programs for allocating grants for the creation own business in a variety of industries from agriculture, (for example,) high-tech industries, for example, in the production of nanoprocessors.

Grant conditions vary greatly from foundation to foundation. Some provide for a refund after a certain period of time or after the funded business reaches a certain level. Other programs are free of charge, but subject to certain conditions, i.e. The funds received in the form of a grant are not required to be returned, but some requirements must be met.

All grants are awarded on a competitive basis. The conditions and procedure for selection are determined by the fund itself. In most cases, the recipient of the grant under the program is one participant - the winner competitive selection. Experts note that grant funding is much more difficult to obtain than state subsidies. This is due to objective reasons - when distributing state subsidies, the social component of business is taken into account, including in relation to its owner, and when distributing private grants, the main emphasis is on economic efficiency proposed projects - only commercially interesting ideas receive money for implementation.

In order to receive a grant, a small business must not only meet the requirements of the financial support program, but also the idea of its further development must be many times superior to the proposals of competitors. Grants are awarded to ambitious but realistic projects that, in the opinion of experienced businessmen, can bring good profits.

Small business loan from the state in 2016

Another source of financial support for small businesses are special lending programs offered by many banks. These loan products are focused on a variety of business sectors, taking into account their specifics. For example, retail companies may be offered overdraft lines that allow them to purchase prepaid goods at a bargain price. For seasonal business some banks offer special loan rates when loan payments are lower out of season. In addition, banks can specialize in industries and lend only to representatives of one industry, for example, only construction companies, enterprises of the oil and gas industry.

The most acceptable for businesses are concessional lending programs with government support. These offers provide for the possibility of obtaining a certain loan product for special conditions, for example, with a reduced interest rate or a minimum down payment. For example, it allows you to purchase commercial vehicles on attractive terms.

Other state assistance programs make it possible to cover part of the loan or interest on it through special subsidies. The most demanded in practice is the reimbursement of interest for agricultural enterprises.

State-supported lending programs are most often offered by banks with state participation- Sberbank, Rosselkhozbank, Gazprombank.

Also, the state can help just get credit. In 2016, there are a number of programs under which specially established government guarantee funds act as guarantors for small business loans. The conditions for such a guarantee are different, but in most cases, the same requirements are imposed on businesses as when allocating subsidies.

Business lending has certain specifics, unlike subsidies and grants, in this case, the funds received must be returned without fail. In addition, it is quite difficult to get a loan for a novice entrepreneur, since almost all lending programs are focused on an already operating business and require certain financial indicators. At the same time, applying for financial assistance to the bank is available for business representatives that do not qualify for state subsidy programs. Therefore, in certain situations, a loan is a good alternative to a subsidy.

In 2016, small businesses in Russia have many options for obtaining financial assistance both for the creation and for further development. It all depends on the desire of the entrepreneur himself, in a variety of subsidy programs, grant financing, lending, you can always find the most attractive option for a particular project.

Business for successful development always requires investments and, unfortunately, they are not always available, therefore, obtaining financing from the outside is a necessary step, the main thing is that it be deliberate. A variety of government subsidies make it possible to attract funds to a business free of charge, which greatly helps at the stage of establishing one's own business. The money received in the form of a grant will also be a good help at the start of the implementation of a business idea or ensure its successful further development. A loan taken on time will enable the business to reach a new level, start implementing new projects, and form a new direction.

Regardless of how financial assistance is received, it should always go to the needs of the business, only in this case it is possible to achieve a certain positive effect. Even if the financing is non-targeted, then investing these funds in the business will only benefit him.

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What does the 2016 Small Business Startup Grant offer and how can I apply for it? Starting a business for many is very difficult from a financial point of view. Not all start-up entrepreneurs can realize own plans due to a simple lack of funds. In this case, the state program of assistance to small businesses was developed.

What are small business subsidies?

The state is interested in the development of small business, therefore, in 2016, a subsidy program is envisaged for implementation in the form of gratuitous targeted support entrepreneurial activity. This is a payment of funds from the state budget that does not require a return, which is very different from a loan or a loan.

According to the program, subsidies for small businesses in 2016 are aimed at the following purposes:

purchase of industrial raw materials;
purchase of necessary consumables;
purchase/rent of machinery, production equipment;
for intangible assets;
carrying out repairs.

A special executive agency. Upon receipt of a positive decision and financial assistance, the entrepreneur must provide a report on how the funds received will be used. This is a confirmation that the subsidy received is distributed precisely for the needs for which it was issued, the entrepreneur is fully responsible for it.

One of the features of the program is that the unspent balance of the accrued amount must be returned to the state budget. The same applies to situations where the misuse of funds has been identified.

Attention: State assistance is not issued for the opening of the production of alcoholic beverages, tobacco products!

Types of state aid

The amount of the subsidy for starting a small business in 2016 is set in accordance with the purpose:

to support an existing business - 25 thousand rubles;
to open your own business with the possibility of increasing the amount of financial assistance - 60 thousand rubles;
to open a business (if the entrepreneur is disabled, unemployed, raising a child alone) - 300 thousand rubles.

In 2016, the terms of subsidies assume that state aid is also provided for the development of an existing business. The enterprise can continue to operate on its own idea or franchise.

How can I get a grant in 2016?

To get state support in 2016, you will have to go through a difficult path, but there is nothing impossible. According to current legislation, even an unemployed person who has previously registered at an employment center can receive material assistance (providing subsidies to unemployed citizens). You only need a certificate stating that the person is not employed at the time of applying for a subsidy.

To apply, you must draw up a business plan (example of a business plan), which displays complete information about the type of activity, technology features, type of equipment used, all suppliers of raw materials. Separately indicated total cost of the entire project, including the size own investments and subsidies. It will also require an analysis of the volume of expected profit, profitability, payback of the case being opened.

The prepared project is submitted to the self-employment promotion department in printed or electronic form. After the acceptance of the documents in the center, the time of appearance will be appointed, in addition, usually experts recommend immediately opening a savings book to calculate the subsidy.

After agreeing on a business plan, you should contact the tax office for registration, registration usually takes 5 days, after which a certificate will be issued. Next, you should visit the employment center, provide the following documents:

the passport;
prepared and agreed business plan;
completed application.

Based on the documentation package, an agreement is concluded between the state and the entrepreneur, then the amount of material assistance will be transferred to the personal account (usually it takes 1 month).

Attention: In order for the subsidy to be accrued, it is necessary to correctly approach the preparation of a business plan, correctly present all the calculations.

Features of obtaining a subsidy

What is the peculiarity of receiving subsidies for small businesses in 2016? State funding now does not require the return of the funds paid if they were spent for the intended purpose, that is, not an installment plan or a loan is provided, but gratuitous assistance. What is the benefit of the state? This support for small businesses allows you to create a new economic cell to ensure the development of the economy and the employment of citizens.

The duty of the entrepreneur after receiving state assistance and implementation own ideas is reporting. After 3 months after receiving money to the account, you must come to the employment center, provide information confirming the intended use of the amount received. These can be orders, receipts or checks. The submitted report and the business plan must necessarily match, if disagreements are found in them, the funds will be obliged to return in full.

Attention: The subsidy program also provides protection against one-day firms - for the use of funds, it is required that the activity of the enterprise last for at least a year.

One of the priority areas for which subsidies are issued for the development of small businesses in 2016 are the following areas of activity: education, agriculture, tourism, healthcare.

Receiving government assistance may cause some difficulties, but this is offset by the possibility of material support for business development without the need to return the funds received.

What is state support during the ongoing crisis, and what are its prospects for entrepreneurs in 2016 - material in the light of the new year.
Budget for next year, based on the existing draft law, has already been assessed by experts as quite “tough”. Nevertheless, the budget plans to spend on the implementation (or rather, the continuation) of a number of government programs, including the subprogram "Development of small and medium-sized businesses."

Financing of this budget item in 2016 will amount to 13,065,598.0 rubles, previously the amount exceeded 16 billion rubles, but economic realities forced adjustments to the budget. In addition to this subprogram, partial financing of innovations, priority sectors of the economy, etc. is planned. - Basically, all areas of state support for the current year have been preserved.

Despite the decline in funding, and this has affected almost all government spending, state support should not be completely discounted. In a crisis, entrepreneurs need to use all the opportunities - let's list the main ones.

Types of state support for entrepreneurs in 2016

Subsidizing part of the interest rate on loans

The return of part of the interest on the loan will be available to agricultural producers, as well as entrepreneurs to compensate for the costs associated with the purchase of equipment in order to create, develop or modernize the production of goods. The area of development and implementation of innovative products continues to be considered a priority.

It should be remembered that subsidizing the cost of servicing loans is compensatory in nature. That is, the entrepreneur enters into a loan agreement, makes payments on it, applies for a subsidy, and, if approved, receives compensation for part of the interest expenses. Unfortunately, there is no prior guarantee that the subsidy will be issued.

But if you are developing your business and in any case are forced to use credit resources, you should “check” the possibility of obtaining state support and be sure to use it, if available. Given that state programs contain mandatory criteria, it is advisable to know them even before concluding a loan agreement. So, subsidy programs limit the terms of lending and goals.

For example, if an entrepreneur is credited for the purchase of goods and raw materials, and now decided to purchase equipment, perhaps the credit policy should be changed: send own funds into circulation, and at the expense of borrowed funds - to buy equipment, if such costs can potentially be subsidized.

Subsidies for the payment of the first installment (advance) under a leasing agreement

This type of state support was quite successfully implemented in 2015, and it is planned to continue it in 2016. We are talking about the purchase of equipment and vehicles. Passenger transport, as well as leasing for individuals, but it is possible that these subsidies will be preserved.

Pay attention to the following differences (both pros and cons):

the mechanism of subsidizing goes through the leasing company: the buyer is given a discount when leasing equipment (transport), the issues of subsidizing the entrepreneur are not directly affected. The danger of “buying and not receiving a subsidy” is excluded;
conventional leasing is usually more expensive than a loan. But the reverse may also be true in any particular case. For example, lending involves a higher down payment, and if it is not there, raising additional funds can “eat up” all profitability. In practice, leasing is easier to obtain than a loan. For the general system of taxation from leasing, there are additional "tax" benefits.

Subsidizing part of the cost of business development

Basically, it's about targeted support. certain types entrepreneurial activities, the list of which is established by the region. Thus, in a number of regions, subsidies are provided educational activities(preschool education, advanced training / retraining of personnel), support for agricultural producers and industries that are “significant” for a particular region. Often we are talking about compensation for the cost of modernizing production. In addition, government funding programs often contain requirements for the number of employees, as well as the effectiveness and importance of the project for the economy of the region.

There are separate programs to subsidize the development of folk crafts, but, as a rule, we are talking about financing participation in exhibitions and fairs.

Subsidizing start-up entrepreneurs and supporting youth entrepreneurship

To support youth entrepreneurship, the budget contains a separate item of expenditure. As a rule, support is provided through grants on a competitive basis.
It is also worth noting the possibility of obtaining state assistance through employment centers. Such financing is aimed at reducing the unemployment rate and is carried out in two directions:

subsidies for starting a business by a person with unemployed status;
subsidies for the organization of additional jobs (accordingly, the employer employs an employee from among the unemployed).

The subsidy from the employment center is the most favorite topic on the Internet. But it is worth remembering that the most valuable information can still be emphasized at a direct consultation at the employment center, since it is there that the future entrepreneur can clarify the actual availability of funds, preferred lines of business and all the subtleties on this issue. Please note that in this case it is necessary to open an individual entrepreneur or a legal entity only after receiving a decision on the subsidy and concluding an agreement (“early” opening will deprive you of the right to such a subsidy).

tax incentives

The provision of tax preferences also applies to state support measures. The scheme in this case is more transparent, and the volume of such support is not limited by the budget.

Since 2015, a simplified taxation system for certain types activities received a reduced rate. Unfortunately, it is difficult to give specifics within the framework of the article, since this benefit is established at the regional level. You must either refer to local legislation, having studied it yourself, or get advice from the tax authority at the place of registration or in regional center(Fund) Entrepreneurship Support.

A general recommendation is that if you are only going to organize a business, information about tax benefits should be obtained in advance. Some tax incentives are approved for newly opened entrepreneurs, in which case it may be important to immediately indicate the appropriate type of activity during registration and apply for the simplified tax system immediately at a reduced rate.

Advisory, information assistance

It makes no sense to cover this issue in detail, but this type of state support should definitely be used, at least to obtain information about other state support measures operating in the region.

Official registration of a business is a prerequisite for obtaining state support

The provision of a state subsidy is targeted financing and is subject to state control. Respectively? it is possible to receive financial assistance from the state only for an officially registered business and with strict observance of the conditions of financing.