Types and amounts of government subsidies for small businesses. Grants for beginning entrepreneurs Money from the state for starting a business

State support for small businesses is an important area of ​​economic policy: today there are more than 5.5 million small and medium-sized businesses operating in Russia, which account for 21% of the country's Gross Domestic Product.

It is planned that by 2030 the share of small and medium-sized businesses in the Russian Federation’s GDP will reach 45%. That is why diverse government support for small businesses has entered its active phase.

Basics of government subsidies

Support for individual entrepreneurship and small businesses today in Russia is provided at the legislative level. Within the framework of the program “Stimulating Economic Activity”, financing of the activities of entrepreneurs is provided.

The program to stimulate economic activity in 2019 provides additional funding, which is called a subsidy.

Subsidizing is a targeted and free government payment for starting a business. The money will not have to be repaid, as is usually done when borrowing or taking out a loan.

According to preliminary information from the Ministry of Economic Development of our country, only 11 billion rubles were allocated for the entire 2017 program, while in 2014 this amount was more than 20 billion, and in 2015 – almost 17 billion rubles.

These funds are divided among all constituent entities of Russia on the basis of competitive procedures. Due to a noticeable reduction in support, the regions of the country will have to independently determine the priority areas of business activity for financing.

State funds will go to truly important areas of the economy: agriculture, trade, provision of utilities and household services, social entrepreneurship, innovation and others.

Every small and medium-sized business has the right to count on comprehensive support from the state - this is regulated by various regulations and, first of all, Federal Law No. 209-FZ. Different programs have their own validity period, terms of provision and budget.

In each region of our country, the relevant authorized body is responsible for the implementation of state support measures for small businesses. You can find a complete list of them on the website of the Ministry of Economic Development of the Russian Federation.

Types of financial support for entrepreneurs

In 2019, the size of the subsidy will depend on the region of residence and will be issued for the following needs:

• purchase of raw materials;
• purchase of equipment;
• purchase of consumables;
• intangible assets;
• repair work.

The subsidy program for individual entrepreneurs allows start-up businessmen to receive government funding. The size of the subsidy depends on the region in which the businessman lives. The average payment amount is 60,000 rubles.

Important! When starting your own business, you should keep in mind that government subsidies cannot be obtained for the production of tobacco products or alcoholic beverages.

Financing is provided on a non-refundable basis and only if the businessman has start-up capital. An entrepreneur can use the funds received to open and develop his business - for example, purchasing equipment, raw materials, carrying out repair work or purchasing intangible assets.

Types of financial support for the development of small businesses can be approved by the executive body. After receiving state financial assistance, the entrepreneur must provide a report on the use of funds. This means that every person who receives a government subsidy is responsible for its distribution and must spend the funds correctly.

The rest of the financial assistance will have to be returned, and if it is discovered that the allocated money was spent inappropriately, the entrepreneur will have to return the entire amount to the state.

How to get a subsidy for small business development

Any unemployed citizen of the Russian Federation in 2019 can become a recipient of a subsidy for the development of small businesses.

Financing is provided jointly with the Employment Center.

A person can be recognized as unemployed if he is registered with the Employment Center at his place of registration.

A potential entrepreneur with a ready-made business plan should contact the Employment Center.

The applicant’s business plan must contain detailed information about the planned activity, the location of its implementation, the necessary equipment, materials, technologies, labor, and suppliers.

A separate place in the business plan is given to the cost of the project, taking into account own and subsidized capital. It is also important to carry out calculations and analysis. To do this, it is necessary to calculate the expected revenue and profit, the profitability of the project, the payback period, etc.

A competent business plan is the key to obtaining government funding.

After agreeing on a business plan with the Employment Center, an unemployed citizen applies to the Federal Tax Service with an application to register as an individual entrepreneur.

The period for registering an individual entrepreneur, established by regulatory documents, is 5 working days. After receiving the Individual Entrepreneur Registration Certificate and an extract from the Unified Register, the aspiring entrepreneur again applies to the Employment Center with an approved business plan, an application for a subsidy, a passport and documents confirming the status of an individual entrepreneur. This is how an agreement on subsidizing activities is concluded between a businessman and the state.

In order to receive a subsidy from the state to start a business, you need to draw up a business plan correctly and in detail.

After signing the documents, the Employment Center transfers funds to the entrepreneur’s personal account.

Do you need information on this issue? and our lawyers will contact you shortly.

Features of receiving subsidies for small business development

The main feature of receiving government funding for small businesses is that there is no need for repayment, since the funds are provided free of charge.

In return, the state receives a new small enterprise, new jobs for the population and another cell of the market economy.

When concluding an agreement on subsidizing business activities, a businessman must know that he assumes a number of obligations. The main one is reporting.

Within 3 months after receiving funds from the state, the entrepreneur must submit a report with supporting documents on the use of the subsidy to the Employment Center. Fiscal and sales receipts, invoices and paid payment orders, receipts and other documents can be presented as confirmation.

The report must correspond to the paragraph of the business plan, which indicates the intended use of funds.

In case of partial or complete non-confirmation, the entrepreneur is obliged to return the subsidy amount to the state in full. Another feature of the subsidy is fixed in the terms of the contract. According to the agreement, the activities of the state-funded business should last at least a year.

Thus, the state excludes the existence of fly-by-night companies.

Types of subsidies

The type of subsidy can be established by each subject of the Russian Federation. State aid is of the following types:

• business support – 25,000 rubles;
• opening a business in 2018 with the possibility of increasing the subsidy for a new workplace - 60,000 rubles;
• opening a business provided that the entrepreneur is the only parent of the child, is unemployed or has a disability - 300,000 rubles.

A subsidy can be received not only for starting a business, but also for its development. At the same time, you can have your own production ideas for a small business or open it as a franchise. A sum of money is issued to individual entrepreneurs and small businesses.

Subsidies for individual entrepreneurs in Moscow

Entrepreneurs and small businesses registered in Moscow not only have more opportunities for business development, but also receive special privileges available only to businessmen in the capital. One of these benefits is a business development subsidy. The size of this subsidy reaches 500,000 rubles.

To receive financing, a start-up entrepreneur must contact the State Budgetary Institution “Small Business of Moscow” with a corresponding application and a package of documents. The condition for receiving a subsidy is an activity carried out for at least six months and no more than 2 years. To confirm the success of the business, the entrepreneur provides financial statements, rental agreements, cooperation agreements, and so on.

The application with a package of documents is reviewed by a special Industry Commission.

Among the priority areas of subsidies are the innovation sector, agriculture, healthcare, education, social sphere, hotel business and tourism. After submitting funds, the entrepreneur is required to report on the intended use of the financing, as well as confirm the indicated financial indicators.

Thus, the state controls not only the legality of the use of subsidies, but also the influence of the enterprise on the economic environment of the country.

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Last changes

The purpose of receiving a subsidy for an entrepreneur in 2019 is to open a new enterprise or expand an existing one.

The advantage of this financing option is its gratuitous nature, but the main disadvantage is a large number of conditions and a strict selection procedure.

The Government plans to launch a geomarketing navigator system.

For this purpose, over 200 business plans were developed in 75 areas of small business activity. With the help of this system, it will be easier for entrepreneurs to choose an area or niche to open a small business.

If the project receives approval, then government support will be a good help for entrepreneurs.

There are several other types of assistance from the state to budding entrepreneurs:

1. Renting real estate on preferential terms.
2. Acquisition of state property at preferential prices.
3. Use of infrastructure specially created by the state for the development of entrepreneurial activities (technology parks, offices, business incubators, etc.).

In every region of our country there are programs that provide various subsidies, compensation, benefits and other types of assistance. What forms of government support for entrepreneurs exist and how to use them? We will talk about this in our article.

Today, the most popular small business assistance programs are:

• subsidy for starting a business for the unemployed;
• business development subsidy for start-up entrepreneurs;
• guarantee under credit and leasing agreements;
• compensation for part of the interest on loans;
• reimbursement of part of the costs under the leasing agreement;
• issuing loans at reduced rates;
• reimbursement of expenses for participation in exhibitions and fairs;
• tax benefits for new and existing entrepreneurs.

Let's consider all these types of government support in more detail.

Subsidy for starting a business for the unemployed

If you are unemployed and want to try your hand at business, a subsidy from the employment center in the amount of 58,800 rubles can help you at first. This type of government assistance is provided to unemployed citizens free of charge. In order to receive a subsidy, you need to contact the employment service at your place of registration, register for unemployment, write and defend a business plan. Some employment centers will additionally require you to undergo a short training in the basics of entrepreneurship and psychological testing.

It is best if your future business has a social orientation and you create one or more jobs. For example, you will start making folk art products. Business ideas related to the production or sale of alcohol, opening a pawn shop, or network marketing are not accepted for consideration. After defending your business plan before the commission and if it is approved, you enter into an agreement with the employment center to receive a subsidy. Please note that you should register an individual entrepreneur or LLC only after concluding an agreement. It is necessary to follow this procedure, since the contract is concluded with you as an unemployed person, and not as an entrepreneur or legal entity.

The costs of registration are also reimbursed by the state. Reimbursement is transferred upon receipt, that is, you must pay for registration at your own expense, and then provide payment documents to the employment center.

The subsidy amount may increase if you hire one or more unemployed people who are also registered with this employment center (+58,800 for each hired employee). This program is valid for individual entrepreneurs only.

Within three months of receiving the grant, you must certify that the funds have been spent in accordance with the approved business plan. If your business “lasts” less than a year, the money will have to be returned to the state.

Subsidy for start-up entrepreneurs

You can get a more significant amount for business development - 300,000 rubles (500,000 rubles for Moscow entrepreneurs). In order for you to be provided with such a subsidy, at least a year must pass from the moment of registration of your individual entrepreneur or LLC. Money is issued after defending a business project, but on co-financing terms, that is, you invest 50-70% of your own funds, and the state compensates for the rest of your costs for business development. The subsidy can be spent on purchasing equipment, equipping workplaces, purchasing raw materials, and paying rent. Another condition for providing a subsidy is that your company does not have debts on taxes and insurance premiums. Non-repayable loans are most often issued to entrepreneurs who carry out socially important activities - engaged in consumer services, work in the field of education, healthcare, etc. You will need to account in detail for the public funds spent. You can find out all the details from local governments or business support funds in your region.

Guarantee for loan and leasing agreements

In almost every region there are guarantee funds that can become guarantors when an entrepreneur applies for a loan or enters into an agreement with a leasing company. Such a guarantee is an additional advantage when obtaining a loan. For the service, the fund will have to pay 1.5-2% of the guarantee amount, which, as a rule, is 30-70% of the loan amount.

How to use the guarantee fund:

1. Find out the requirements for borrowers on the fund’s website or by phone.
2. If you meet them, then check which banks are the fund’s partners. Select the bank where you would like to take out a loan.
3. When contacting the bank, indicate that you would like the guarantee fund to act as your guarantor.
4. If your loan application is approved by the bank, then together with the bank you need to prepare documents and an application to the guarantee fund.
5. If the fund's decision is positive, a tripartite guarantee agreement is drawn up.
6. You receive a loan and pay for the services of the guarantee fund.

The guarantee fund must be located in the same region in which your business is registered.

Compensation for part of interest on loans

If you took out a loan for business development from one of the Russian banks, you can compensate part of the interest on the loan at the expense of the state. The amount of the subsidy depends on the current refinancing rate and the size of the loan. This type of support is valid in almost all regions and applies to most types of activities.

Reimbursement of part of the costs under the leasing agreement

Another popular type of assistance from the state to small businesses is compensation for part of payments under leasing agreements. If you lease production equipment or vehicles, then you have the opportunity to return part of the funds. The maximum amount differs depending on the region: for example, in Moscow it is up to 5 million rubles. You can find out all the details in the small business development department or entrepreneurship support funds in your region.

Issuing loans at reduced rates

In many regions of the Russian Federation, there are microfinance programs for small businesses that enable entrepreneurs to receive loans and short-term loans on preferential terms. As a rule, the loan amount ranges from 10 thousand to 1 million rubles for a period of 1-3 years. The interest rate varies from 8 to 10%. Certain regions provide loans at a lower rate of 5% to entrepreneurs who work in the manufacturing or agricultural sector, provide household services, that is, engage in socially significant activities. In some cases, you can get a larger amount - up to 5 million for a longer period - up to 5 years.

To obtain a loan, contact the entrepreneurship support fund in your region. There you will be told what requirements the borrower must meet, what documents and possibly collateral are required to obtain a loan. Based on the documents provided and the collateral, the fund’s specialists will make a decision on issuing or refusing to issue a loan.

Reimbursement of expenses for participation in exhibitions and fairs

This type of state support for small businesses will allow you to reduce the costs of participating in exhibitions and fairs, that is, take advantage of the opportunity to present your product to a wide audience, find clients and partners, and exchange experiences. The state can pay two-thirds of your participation in such events - rental and delivery of equipment, registration fee. Travel, accommodation and food costs are not reimbursed. The subsidy is provided once during the current financial year. The subsidy amount is from 25,000 to 300,000 rubles, depending on the region.

Tax benefits for new and existing entrepreneurs

From January 1, 2015 to December 31, 2020, regions have the right to set a zero tax rate for first-time registered individual entrepreneurs for 2 years. This applies to imputation and patent entrepreneurs who work in the production, social, household or scientific spheres. For example, in 2016, “tax holidays” are in effect in Bryansk, Voronezh, Kostroma, Kursk, Lipetsk, Moscow, Omsk, Tula and many other regions.

Also, since 2016, as anti-crisis measures to support small businesses, in some regions there have been reduced tax rates for entrepreneurs on the simplified tax system - from 1% and UTII - from 7.5%.

Other forms of government support for small businesses

In all regions of our country, training and advanced training is provided for small businesses, which includes a variety of trainings, seminars, and conferences. Professional accountants, lawyers and other specialists will advise you on any questions that inevitably arise for both beginners and those who have already been doing business for more than one year. These services are provided free of charge.

How can I find out about support measures in my city?

You will find a detailed description of support measures in the SME Business Navigator - a free resource for entrepreneurs. Here you can find a database of all state and municipal organizations that provide support to small and medium-sized businesses in your region.

If after reading the article you still have any questions, ask them in the comments.

According to static research, 70% of people who want to start their own business don't get beyond talking.

And only 30% of the population have such serious intentions that they are ready to devote all their time to the development of a certain activity.

The importance of small business for the country

The development of the state’s economy largely depends on small businesses, since:

• It is an important sector of the economy. These subjects tolerate external changes more easily. The general economic decline in Russia in the early 90s was compensated precisely by such enterprises and their ability to quickly adapt to new market conditions. State institutions were unable to cope with the competition, which is why they collapsed or were subjected to privatization.
• Small business is the main source of tax deductions. Small companies create budgets at different levels. They pay taxes to the budget, create jobs, and provide the population with the opportunity to earn money. By the way, this group of taxpayers is more reliable than representatives of large businesses.
• Small businesses are developing innovative technologies. Some organizations are interested in the development of new scientific and technical inventions. Such activities are welcomed by the state, so entrepreneurs can count on subsidies and additional subsidies.
• They provide employment to people, which has a positive effect on the unemployment rate. A small number of employees contributes to team cohesion, which is not always observed in large enterprises. This increases work motivation and improves work results. No less important is the fact that socially unstable segments of the population can apply for employment, namely: youth, women, immigrants, etc. This is where you can gain the necessary experience, climb the career ladder and self-realization.

Main problems of entrepreneurs

An absolutely natural reaction of a person who decides to engage in any new activity is fear. Just as a small child is afraid to take the first step, an adult is afraid of the unknown. It is, of course, impossible to completely get rid of fear, but it is necessary to reduce its boundaries. To do this, you should talk to a more successful entrepreneur and gain experience from him.

Every person expects to receive a good income. The main problem of many beginning businessmen is finding a money niche.

It is much more correct to devote oneself to the area in which a person has certain knowledge, skills and abilities, and in which he shows interest.

After identifying a suitable niche, you need to think about where to start and which direction is the most correct. Of course, it will not be possible to do everything without errors, but careful analysis is half the success.

After the start of activity, various questions begin to arise related to choosing the best one, determining the optimal cost, attracting additional funds and their correct distribution. Communication with a successful businessman can solve problems.

Every entrepreneur should learn the “Pareto principle”: 20% of actions lead to 80% of results.

Consequently, only 20% are primary and important, and the remaining 80 cannot be called particularly significant. In general, all your efforts should be directed only to those actions that lead to results.

Another problem for novice businessmen is lack of discipline. Before starting your own business, you need to make sure of your own burning desire, otherwise success is unlikely to be achieved.

What kind of support is provided?

Any developing project needs investments, which can be asked from the state.

So, the Moscow government is ready to provide half a million rubles to newly opened businesses. This type of subsidy is a free provision of funds from the city budget to a legal entity or individual entrepreneur, which partially or fully reimburses the businessman’s expenses.

Small and medium-sized companies that were registered no more than 2 years ago can apply for this subsidy to the Moscow government.

Monetary support can be spent:

• to purchase the necessary funds to conduct activities;
• for the arrangement and equipment of workplaces;
• for the purchase of raw materials and necessary materials (no more than 30% of the total amount);
• payment of rental payments.

Monetary assistance from the state is provided in accordance with the following main condition: the bulk of the funds received must be spent on the needs of the company.

Types of subsidies and grants

To receive government subsidies, a new entrepreneur must consistently perform the following steps:

1. Register with the employment center.
2. Collect and provide the necessary package of documents confirming.
3. Submit to the employment service agent a business plan that details the goals that require government support.

This help provided once and only if the employment center failed to select a suitable workplace for the person. The amount of the subsidy is equal to the amount of the annual unemployment benefit.

Another way to receive assistance is to submit documents to local authorities in accordance with your place of residence. The amount of support here is much larger, although it is also more difficult to obtain - the competition is higher.

Federal subsidies are provided by the Fund for Assistance to Small Enterprises in the Field of Science and Technology. The most profitable programs include:

• "Start". Any company that has been on the market for no more than 2 years and has not yet sold its product has the right to apply for participation (the amount of annual revenue should not exceed 0.3 million rubles). Research and development activities can be financed with a maximum of 6 million rubles. in 3 years.
  The program is provided for several areas: biotechnology, innovative medicine, IT, development of innovative equipment and materials. After the entire amount of the subsidy has been paid, annual revenue must increase to the amount of assistance provided, and the number of employees with their main place of work in the enterprise must be at least half of the total number of workers.
• "Development". This program is intended for companies that form their own niche, have their own history of scientific work and a certain level of cash flow. The program allows you to receive up to 15 million rubles, but not more than the amount of personal funds invested in the activity. The assistance is aimed at increasing revenue and profitability.

Among the departmental programs are:

• Two programs for the agricultural industry aimed at supporting farmers and developing livestock. Such grants can be spent on building livestock farms, purchasing animals, and improving everyday life.
• A program seeking to support organizations engaged in high-tech production, as well as introducing science into various business processes. To request funds, please contact the Ministry of Education.
• The Ministry of Industry and Trade is responsible for the development of folk crafts. With government assistance, it is possible to purchase raw materials, organize logistics and significantly promote the fishery. Enterprises that are not included in the list of organizations engaged in folk crafts, which are supported by federal funds, cannot count on funding.

As part of regional programs, a company that does not owe anything to the state can count on the following assistance:

• Subsidies for starting your own business. Any legal entity or individual entrepreneur who registered no more than 1 year ago can apply for support. In Moscow, up to 500 thousand rubles are allocated, in the regions - up to 300 thousand. An increased subsidy can be issued to enterprises engaged in innovative activities. You can spend money on purchasing fixed assets, paying rent, providing jobs and purchasing raw materials.
• Subsidies for the acquisition of fixed assets on lease. Each individual region has its own rules for issuing this amount: either for making a down payment, or for full repayment of the lease debt, or for both purposes. The amount of assistance varies from 300 thousand to 10 million rubles. (the final amount depends on the cost of fixed assets).
• Loan subsidies. Such assistance does not provide compensation for the body of the loan; its subject is part of the interest for the use of credit money.
• Subsidies for participation in exhibitions– the region compensates the company for the money spent on participation in such an event.

Many of the nuances of various forms of support are discussed in the following video:

Where and how to look for help from the state?

Small businesses that need financial assistance must take part in a competitive selection process. He needs not only to collect a package of statutory and registration documents, but also to carefully fill out a special application, the information of which will be the basis for selecting program participants.

Each significant criterion earns a certain point. Based on the results obtained, the most worthy candidate who deserves state support is selected.

The main evaluation criteria include:

• number of jobs created;
• efficiency for the budget (amount of taxes and fees);
• social level of business;
• a number of other specific parameters.

An aspiring businessman must provide a carefully developed business plan with detailed information about the purposes of receiving support, main costs, payback period and profitability.

In addition, an entrepreneur can turn to local governments for help, although the competitive basis here is much more pronounced, since many want to receive help, but the state cannot invest in everyone.

Latest innovations

Based on current trends, we can safely say that there will be even more government programs aimed at supporting business. This area of ​​the economy is considered the highest priority, so it is beneficial for the state to expand and consolidate it.

Several new solutions are aimed at the tax industry, labor relations, business insurance and the work of credit institutions.

The economic situation in the country is such that the state is forced to retain small entrepreneurs with guaranteed demand for their goods and services. For example, a certain percentage of government purchases is established by law. institutions of goods from small businesses.

In accordance with the presidential decree, it is planned to form a state corporation for the development of small businesses. The basis of this organization should be the Credit Guarantee Agency. The main task of the corporation is to create stable and long-term demand for goods offered by representatives of this class of business.

In addition, the Ministry of Economic Development has been tasked with developing a strategy aimed at developing mid-level businesses. The validity period of this program is 15 years. In August 2015, only the first stage was completed. If successfully implemented, by 2030 small and medium-sized entrepreneurs will occupy about 45% of the state's GDP instead of today's 21%.

Subsidy for small businesses in 2016

It often happens that a person calculates his capabilities and wants to start his own business, but he does not have sufficient start-up capital for this. This is the very stumbling block that prevents you from starting your own business, no matter how much you would like. This is where government subsidies come to the rescue.

Subsidies for small businesses in 2016 are a government program to support small entrepreneurs. Firstly, government subsidies are assistance to small entrepreneurs, not loan offers. The state is ready to help small entrepreneurs, but anyone who wants to take advantage of the subsidy must guarantee that they will use the funds received for their intended purpose.

To receive a subsidy from the state to open your own business, you need to draw up a plan, which should include the following: direction of business, expenses, income, annual percentage of profit. If the entire plan is drawn up as carefully and in detail as possible, officials will be able to understand what exactly this or that entrepreneur wants to do and can issue a subsidy. The main thing when drawing up a plan is to avoid two-digit data that leaves questions. Officials will not ask you anything related to your personal plan if there is something they do not understand. They will simply refuse to subsidize you.

Supervisory authorities

After subsidizing a particular small entrepreneur, regulatory authorities will monitor the funds spent. You must prepare a detailed report on how you spent the funds received to open a business. The report must be accompanied by all necessary documents that confirm the fact that the funds were spent for their intended purpose. These are commodity and fiscal receipts.

As a rule, officials provide subsidies on a competitive basis. The number of events that are organized to subsidize small businesses is expanding from time to time.

If you want to receive a subsidy to start your own business, subsidies for individual entrepreneurs in 2016 will help you. The state can give you 60,000 rubles. To support existing entrepreneurs, the state can allocate 25,000 rubles. The state gives the largest subsidy in the amount of 300,000 rubles to disabled people, single parents and the unemployed.

In addition to the above subsidies, the state can provide other types of assistance:

A loan from any bank for which debt repayment is + made on a preferential basis;

Financial support for business development;

For business development, the state can provide commercial real estate, special equipment or land plots.

How to get a subsidy

Receiving government assistance is far from easy. Help in obtaining subsidies for small businesses is a difficult and rather long journey. The law of the Russian Federation allows you to turn to the state for help - to receive a subsidy for every person who does not have a job and is registered with the labor exchange. To receive a subsidy, you must first of all draw up a detailed report, which will describe point by point where the money will be spent if it is received. The report must also indicate what kind of business activity you plan to engage in. In addition, you must make sure that the report contains information about what equipment will be purchased with the money received, who will supply raw materials, consumables, etc. And the last thing the officials will require from you is to draw up a report that will indicate the approximate cost of your entire project. In the report with the cost of the project, you need to take into account your capital and the subsidy itself.

If you do not have enough funds of your own to open a business and you simply need government assistance in the form of a subsidy, then you must approach this issue very carefully and prepare well. All your reports, in fact, like the entire project as a whole, will be considered by a special commission consisting of officials. If there are inaccuracies in your plan or it is not detailed, you will most likely receive a refusal without the opportunity to make amendments. Therefore, initially take this issue seriously. Officials do not forgive mistakes.

If your project receives approval, then you will need to open an account in any bank in the Russian Federation. You will receive a subsidy for starting a business in this regard. After receiving financial support from the state, you must immediately register with the tax office for subsequent control of your business activities.

After your project is approved and you are given a certificate of receipt of the subsidy, you will need to deregister with the employment service. To do this, you will need to bring there a passport, again a business plan and the application that you submitted for a subsidy. After this, an agreement will be concluded between you, an already registered legal entrepreneur, and the state. After signing the agreement, after 30 days you will receive the subsidy in your bank account, as mentioned above.

What are the reasons for refusing to subsidize your project?

Let's consider the reasons for refusing to subsidize your business plan. Most often, it happens that a person who wants to start his own business, in an application for government assistance, indicates some type of activity that is not subsidized by the state. Such business plans include: a business plan related to the gambling business, a plan related to lending or insurance. Also, a business plan that involves any banking services will also be rejected by officials.

If you ask the state for a subsidy to start a business that is too large, officials may greatly reduce it. Often such applications are rejected by officials.

The service, which subsidizes small businesses, reviews applications within half a year. Therefore, it makes sense to submit applications to several services at once. Moreover, one service may refuse to issue a subsidy, while another may approve the business plan.

Another reason for refusal: inaccuracy, lack of necessary details in the business plan. Also, if your project, when reviewed, provokes many questions, you will most likely be rejected. Government agencies that will analyze the projects of start-up entrepreneurs must be sure that you will use the subsidy received for its intended purpose. Therefore, your project must be completely transparent. Otherwise you will receive a refusal.

If your project involves going beyond the Russian Federation and implementation in another country, it will be rejected. Also, an entrepreneur who has already received a subsidy once cannot apply for a new subsidy. The subsidy is issued once.

Let's consider the question: how to get a business subsidy. To prevent you from encountering problems related to subsidizing your business in the future, do not forget to familiarize yourself with all the nuances of subsidizing small businesses.

The main distinctive feature of subsidizing small businesses is that government assistance in the form of a subsidy is given free of charge, that is, the money received will not need to be given anywhere. The goal of the state is to strengthen the Russian economy by creating new jobs, therefore it gives money to beginning and existing entrepreneurs completely free of charge.

What you need to know about subsidies

Every person who wants to realize his business and resorts to the help of the state by taking a subsidy must understand and be aware that by doing this he is assuming obligations that he must fulfill in accordance with the contract. Otherwise, this could all end badly. The main obligations that a person takes on his shoulders include the following: timely provision of a report to officials on money spent (the amount of all checks must be equal to the amount of money spent), provision of a report on purchases of this or that equipment, etc. You must submit all reports to the tax office within 90 days from the date of subsidizing your new business.

To submit a report on your business activity to the tax office, you must draw it up exactly with the points of your business plan. If the person to whom the subsidy was issued is unable to provide a detailed account of the money spent and the equipment purchased, then he will be required to return the entire subsidy amount. Therefore, initially collect all receipts in a separate folder so that not a single penny is lost.

Among other things, you must not forget that, due to the terms of the contract, you will be required to work in your line of business for at least one year. This was done by the state in order to exclude the emergence of various companies that initially do not intend to work for a long time - fly-by-night companies.

What can the subsidy be spent on?

In order for a person starting his own business to initially be able to competently manage the money he receives, he needs to know that the state has limited the list of purchases that a novice businessman can make.

At this point in time, budding entrepreneurs are allowed to spend money on the following acquisitions:

purchase of machines, working equipment, etc.

For 3 years you will not have any rights to sell the purchased equipment, since it will be taken into account by the tax authorities;

to rent any premises, you have the right to spend only 20% of the total amount of money;

with money issued by the state to start-up entrepreneurs, you can purchase licensed software;

you can purchase the necessary licenses;

You can spend 20% on consumables.

To realize their business, budding entrepreneurs will be helped by government subsidies for the development of small businesses. This government program is good because it allows people who want to start their own business to do so. To do this, it helps start-up entrepreneurs and subsidizes all of them starting out. The state itself receives from small businesses the strengthening of the country's economy. That is, as you can see, this is not completely free help. The state receives in return the implementation of its own ideas - improving the country's economy.

The benefits of subsidies for small businesses

Subsidizing the projects of start-up entrepreneurs is also useful because the quality of Russian goods improves as a result. This happens because new firms appear. And the emergence of new companies provokes existing entrepreneurs to improve the quality of service and goods in order to retain customers. Otherwise, buyers may go to other entrepreneurs for purchases.

For financial support, it is more convenient for beginning businessmen to turn to the state for help. The main difference between the state program for subsidizing small businesses and other types of financing their undertakings is the gratuitous nature of subsidies. That is, unlike other types of financing, nothing needs to be repaid.

The amount of government assistance varies in different regions of residence. This is due to the fact that prices for products and things in different regions are also different.

What's difficult about getting a subsidy?

The main difficulty in obtaining government assistance in the form of subsidizing small businesses is that the subsidizing itself does not occur by order - subsidizing occurs on a competitive basis. The state carefully considers applications from everyone who wants to start their own business and approves only the best projects. When considering applications, officials, first of all, pay close attention to the region of residence and factors in various areas of business activity.

Detailed instructions for receiving government assistance

Let's consider the question: how to get subsidies for small businesses in 2016. Subsidizing small businesses is aimed, firstly, at reducing the unemployment rate in the country. Therefore, mainly only the unemployed can receive a subsidy.

Desire alone is not enough here. First, you need to carefully prepare for this issue. Next, to receive government assistance, follow these 3 steps:

1. first register - register with the labor exchange;

2. then submit an application for consideration of your project at your place of residence;

3. make a project.

In the project, indicate the type of activity you want to do. Please also indicate what equipment you need and what kind of premises. Indicate the expenses and expected profits from your new business in a separate document.

After preparing all the necessary documents, take them to the employment service. There your project will be considered. If you receive approval for your project, you will be called to appear again. At your second appearance, you will be notified of all clauses of the contract and informed that violating the terms of the contract is strictly prohibited. After this, you will have to open an account in any bank. This account will receive funds to open your business.

As can be seen from the above, organizing your own business and starting your own business is not particularly difficult - it can be done. Every unemployed person can receive subsidies to start a business. There are, of course, certain difficulties in obtaining a subsidy, but it is possible to receive government assistance. To avoid going bankrupt, subsidies for business development will help you. Government agencies help beginning entrepreneurs.

The main positive characteristic of subsidizing small businesses for the state itself is a reduction in the country's unemployment rate, and for a beginning entrepreneur it is free of charge. This, in turn, allows all unemployed people to get a job. As you can see, subsidies are a good program that is useful not only for beginning entrepreneurs, but also for the state itself.

In 2016, the state will continue to support innovative solutions, stimulating entrepreneurs with financial assistance. Subsidies for small business development are real support for start-up businessmen. Today there are several structures that you can contact.

Basically, government agencies focus on innovative business and promising areas of development - a sector for which one of the promotion channels is the landing page.

Metropolitan centers

Moscow, the largest conglomerate of opportunities, provides startups with a real chance to get “raising” money. But not everyone knows where to get a subsidy for small business development. We have prepared for you a list of structures that have sufficient weight to create conditions for the launch of new brands and their further promotion.

Note that the institutions listed below often seek to support high-tech ideas, the IT sector, as well as innovative areas.

1. DNiPP (at the Moscow City Hall)

Full name: Department of Science, Industrial Policy and Entrepreneurship.

His tasks:

• creating conditions for the development of high technologies;
• exploring investment opportunities, including foreign partners;
• maintaining registers of small and medium-sized enterprises, as well as active innovative companies in the capital;
• providing a chance to receive a subsidy for small business development in 2016.

More information can be found on their website.

2. Moscow Innovation Agency

The following web resource informs about the goals of the agency and the directions of its activities:

The Innovation Agency was created to promote and support innovative companies. Support means the creation of jobs and the provision of benefits, as well as consultations on organizational issues.

3. State Budgetary Institution “Small Business of Moscow”

The State Budget Management (this is what the abbreviation GBU stands for) today works in the following areas:

• conducting consultations with business entities and citizens who decide to join the ranks of startups;
• establishment of various types of activities on labor protection, scientific and practical activities;
• control of the work of the Headquarters, which protects the legal rights of small businesses;
• development and then implementation of high-tech sector programs, support of new brands.

The government actively supports venture investment, and one of the main authorized funds is RVC. Its task is to stimulate financial assistance to the innovation sector. It also acts as the Institute of Venture Investments of the Russian Federation.

In 2015, RVC was appointed one of the implementers of the National Technology Initiative, a program aimed at creating new global areas by 2035:

IIDF is a Russian structure formed by the Agency for Strategic Initiatives. The proposal to create it was put forward by Vladimir Putin.

Here's what they offer to aspiring entrepreneurs:

• Accelerator is a 3-month program aimed at identifying and improving viable high-tech projects; The best market experts participate.
• Pre-accelerator is an online program that can help identify the weaknesses of an enterprise, correct shortcomings, and then correctly submit an application for investment.
• Correspondence accelerator is a course developed for Moscow and the regions. Its goal is to help “upgrade” startups to the Accelerator level.
• Regional programs involve conducting educational events in the regions of Russia.

These are the directions of work of each organ. On the presented portals and landing pages (by the way, very interesting, in particular, from IIDF) you can learn more about the goals of their activities, as well as find contacts to find out the conditions for receiving subsidies for the development of small businesses.

Achieving financial assistance from any of the above structures is not an easy task; you will have to prove the viability of your idea, and start-ups from the IT sector have a greater chance.

Information support and useful materials can be obtained from the Unified Information Portal of Moscow. The resource contains information about priority areas for improving the city. Perhaps this is where you will be able to find ways to apply your own startup idea.

Algorithm for obtaining subsidies in any region of the Russian Federation

In 2016, it is quite possible to request government subsidies for the development of small businesses from local government agencies.

The candidate must (requirements may differ among different subjects of the Federation) prove the presence of their own material resources, and also the advantage of working in a priority sector of the economy and having an educational certificate (for example, completion of entrepreneurial courses).

The entrepreneur who received the funds is obliged to comply with certain rules for the allocation of expenses, regularly reporting on the actions taken and confirming the intended use of the allocated money.

Here are a few purposes for which funds can be spent:

• purchasing resources;
• purchase of necessary materials;
• purchase of production equipment;
• renovation work (offices, industrial premises).

If the opposite situation is revealed, the owner of the money is obliged to return the funds to the state. The same applies to unspent assets.

It is important to know that since 2015, it is impossible to receive a subsidy for the development of small businesses if a startup is engaged in the production of prohibited goods or sells alcohol and tobacco products.

By the way, since 2016 you can become the owner of municipal financial assistance to open and develop an already established business. At the same time, the company has the right to continue its activities based on the formed idea or franchise.

Payment amounts

One of the most exciting questions is how much money can you ask for? The answer is that each subject of the Russian Federation sets the amounts based on the budget plan. The following figures are relevant for Moscow:

• 300,000 rubles (mandatory conditions for receiving: the entrepreneur is unemployed until the current moment / has a degree of disability or the status of a single parent);
• 60,000 (the amount increases if the creator provides real jobs);
• 25,000 is issued to help an already opened enterprise.

detailed instructions

Below is the procedure for obtaining subsidies for small business development. Don't miss anything:

1. Registering as unemployed

A strict requirement is the official status of the unemployed, the absence of information about the establishment of a legal entity, as well as an individual entrepreneur. If the conditions are met, go to the city's Employment Center.

There, an employee of the authority will ask you to fill out a form and will also ask you to provide originals and copies of:

• civil passport;
• diplomas, educational certificates;
• SNILS;
• data on average salary (if there is a “labor” history).

When filling out the paperwork, be sure to inform about your intention to become self-employed (organizing a business). Next, the Employment Center employees must announce the date of the return visit.

2. Writing a promotion strategy

But still, how can you be guaranteed to receive a subsidy for small business development? Prepare a promotion strategy. Remember, the state prefers to provide budgetary funds to promising projects - prove your abilities.

Standard plan components:

• planned costs;
• economic justification for the feasibility of the case;
• expected payback period of the enterprise;
• the purpose of seeking support;
• planned expenses from your own “pocket”;
• the calculated amount of municipal material support;
• expected availability of jobs.

The finished document is transferred to the Department for Promoting Self-Employment of Citizens (printed, electronic versions).